Palliative care is specialized medical care for people suffering from a serious illness, either terminal or not terminal. It focuses on providing relief from the symptoms, pain, and stress resulting from a serious illness with the goal of improving the quality of life for both the patient and the family. It is appropriate for any age and at any stage of a serious illness and may be provided along with curative treatment or during Hospice care at End of Life.
Passare is an innovative company that is changing the End of Life Management landscape. Passare’s mission is to be the leading resource for consumers to explore, learn, plan and manage End of Life matters. Passare, which means "to pass" or "passage," is an online service that connects people to trusted experts, resources and service providers to simplify End of Life Management. Passare helps give you control over one of life's most important passages.
A personal representative is the person who carries out final instructions in a will, including participation in the probate process and the distribution of assets. This person is also called an “executor” or “administrator.” Ask a trusted friend or loved one to fulfill this responsibility.
A physical memorial, often called a “headstone” is a stone tablet set at the head of a grave that is typically inscribed with the name, and birth and death date of the deceased loved one. A headstone is sometimes called a “gravestone,” “marker” or “tombstone.”
Physicians Order for Life-Sustaining Treatment (POLST)
A POLST is a physician-signed order that becomes part of your official medical record and explains your wishes for End of Life care. These forms are not used in every state. This form may also be called a MOLST.
Power of Attorney (POA)
A Power of Attorney is a legal document that gives someone you choose the power to act on your behalf in the event that you ever become mentally incapacitated. A Power of Attorney document is sometimes known as a "Durable" Power of Attorney for medical care and finances. A Durable Power of Attorney simply means that the document stays in effect if you become incapacitated and unable to handle matters on your own. Ask a trusted friend or loved one to accept this responsibility.
Pre-funded Funeral Plan
A prepaid or pre-funded funeral plan establishes a written and funded document or policy that locks in the costs of funeral, cremation or burial expenses.
Prepaid Funeral Insurance Plan
A prepaid or pre-funded insurance plan establishes a written and funded document or policy that locks in the costs of funeral, cremation or burial expenses.
A premium is the periodic payment required to keep an insurance policy in force.
Probate is a court-supervised process by which title to assets are transferred to beneficiaries. Probate is needed to distribute or transfer assets when a deceased person has measurable assets yet no will is in place.
A procession to the graveside helps families transition from the funeral to the graveside together and accept the finality of the loved one’s death. It provides a symbol of unity and support, as friends and family travel together to the graveside following a deceased loved one’s final services.
Residential care homes offer personalized long-term care to small groups of people who stay in a residential setting rather than in their own home or a family home. Residential care homes are also called “personal care homes” or “board and care homes.”
Supplemental Letter or Video
A supplemental letter or video is an optional document or recording that you may choose to prepare in your own words to help explain your feelings or choices. It may contain instructions not covered in your AHD and discuss additional requests about the process you want others to follow if they must make End of Life decisions for you.
Term Life Insurance
Term Life Insurance offers insurance benefit coverage during a limited number of years. It expires without value if the insured lives for the duration of the defined period, and is often a term of five to 20 years.
A trust is a set of written directions established by its creator, called the “settlor.” A valid trust must include trust provisions, a trustee, a beneficiary, and assets transferred to the trust. A trust consists of specific directions written by its creator instructing the trustee how to hold property or assets for a beneficiary.
A trustee is the person who manages a trust. The primary trustee is the initial manager. A successor trustee can be named after the initial manager resigns or is incapacitated or deceased.
A virtual memorial, also called an “online memorial,” is a digital space created to commemorate a deceased loved one. Memorials can a single HTML webpage with the deceased’s name and a few words of tribute, or may be more extensive. Multimedia content is common, including music, videos and stories and photos provided by friends and family. A timeline of the deceased loved one’s life, a family tree, a blog or journal may be created.
A will, also called a “Last Will and Testament,” is a legal document in which a person states their final wishes for the transfer of their assets after death.
Whole Life Insurance
Whole Life Insurance is also known as Ordinary, Standard or Permanent life insurance. Unlike term insurance, whole life insurance provides insurance coverage for the lifetime of the insured. Whole life insurance policies also provide tax-deferred buildup of cash value, payable upon surrender or payment default. Generally, permanent insurance has fixed premiums and death benefits. Other types of permanent coverage, such as Graded Premium Life, Universal Life, and Variable Life, offer variable premiums and death benefits.